Insurance License Requirements by State
Review continuing education hours, ethics rules, renewal cycles, filing fees, and exam steps across all fifty states and DC. Check requirements instantly, see how to verify an agent’s license, or track your credentials with automated reminders.
Continuing Education Calculator
Select your state and qualification line to view exact continuing education requirements, mandatory ethics credits, renewal timeframes, and specific training rules. Free access without login.
Pick a state and line of authority to see the exact CE requirement.
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State Regulation Overview
Because insurance licensing operates at the state level, statutory requirements vary across multiple factors. These differences include mandatory study hours, ethics components, two or three year renewal cadences, and specific line endorsements. AgencyLedge tracks verified regulatory updates so your agency maintains active compliance across every jurisdiction.
Pick a state on the map below to see its CE hours and renewal fee at a glance, then open its full guide for major authority lines, resident and non resident licensing pathways, state fees, continuing education rules, and approved course providers.
Explore Requirements by State
All 50 states + DC
- ALAlabama24 CE hours / 2 yrs
- AKAlaska24 CE hours / 2 yrs
- AZArizona48 CE hours / 4 yrs
- ARArkansas24 CE hours / 2 yrs
- CACalifornia24 CE hours / 2 yrs
- COColorado24 CE hours / 2 yrs
- CTConnecticut24 CE hours / 2 yrs
- DEDelaware24 CE hours / 2 yrs
- DCDistrict of Columbia24 CE hours / 2 yrs
- FLFlorida24 CE hours / 2 yrs
- GAGeorgia24 CE hours / 2 yrs
- HIHawaii24 CE hours / 2 yrs
- IDIdaho24 CE hours / 2 yrs
- ILIllinois24 CE hours / 2 yrs
- INIndiana24 CE hours / 2 yrs
- IAIowa36 CE hours / 3 yrs
- KSKansas18 CE hours / 2 yrs
- KYKentucky24 CE hours / 2 yrs
- LALouisiana24 CE hours / 2 yrs
- MEMaine24 CE hours / 2 yrs
- MDMaryland24 CE hours / 2 yrs
- MAMassachusetts45 CE hours / 3 yrs
- MIMichigan24 CE hours / 2 yrs
- MNMinnesota24 CE hours / 2 yrs
- MSMississippi24 CE hours / 2 yrs
- MOMissouri16 CE hours / 2 yrs
- MTMontana24 CE hours / 2 yrs
- NENebraska24 CE hours / 2 yrs
- NVNevada30 CE hours / 3 yrs
- NHNew Hampshire24 CE hours / 2 yrs
- NJNew Jersey24 CE hours / 2 yrs
- NMNew Mexico24 CE hours / 2 yrs
- NYNew York15 CE hours / 2 yrs
- NCNorth Carolina24 CE hours / 2 yrs
- NDNorth Dakota24 CE hours / 2 yrs
- OHOhio24 CE hours / 2 yrs
- OKOklahoma24 CE hours / 2 yrs
- OROregon24 CE hours / 2 yrs
- PAPennsylvania24 CE hours / 2 yrs
- RIRhode Island24 CE hours / 2 yrs
- SCSouth Carolina24 CE hours / 2 yrs
- SDSouth Dakota20 CE hours / 2 yrs
- TNTennessee24 CE hours / 2 yrs
- TXTexas24 CE hours / 2 yrs
- UTUtah24 CE hours / 2 yrs
- VTVermont24 CE hours / 2 yrs
- VAVirginia24 CE hours / 2 yrs
- WAWashington24 CE hours / 2 yrs
- WVWest Virginia24 CE hours / 2 yrs
- WIWisconsin24 CE hours / 2 yrs
- WYWyoming24 CE hours / 2 yrs
No state matches that search.
How to check someone’s insurance license
- Use the state’s free lookup. Every state insurance department has a free online license search — by name, license number or NPN. Open the state above and follow its licensing-guide link, or use NIPR’s state lookup links ↗.
- Find the NPN. The National Producer Number is the same in every state. NIPR’s free NPN lookup ↗ finds it from an SSN, a license number or an agency’s FEIN.
- See every state at once. Individual producers can get one free NIPR producer report a year (licenses, appointments and regulatory actions) from NIPR’s verify existing licenses ↗ page.
- Read the record. Confirm the status is active, the line of authority covers what’s being sold, and the name and NPN match. Selling a carrier’s products also needs that carrier’s appointment.
Insurance licensing FAQ
Is it free to look up an insurance license?
Yes. Every state insurance department offers a free online license lookup. Individual producers can also get one free NIPR producer report per year covering all participating states.
What is an NPN?
The National Producer Number is a unique ID the NAIC assigns to every licensed individual and business entity during licensing. It stays the same across states, so it is the most reliable way to match a person or agency in different state records. NIPR’s NPN lookup finds it by Social Security number, license number or (for agencies) FEIN.
Can I check an agency, not just an agent?
Yes. Agencies that sell insurance hold their own business-entity license and NPN in most states. Search the state lookup by the agency’s legal name or license number.
Does an active license mean the agent can sell any insurance?
No. Check the lines of authority (for example property, casualty, life, accident & health) — an agent may only sell the lines listed. Selling a carrier’s policies usually also requires an appointment with that carrier, which is separate from the license.
How often do insurance licenses renew?
It depends on the state. Many renew every two years, some annually or on a date tied to the licensee’s birth month, and continuing education usually has to be completed before renewal. Each state guide on AgencyLedge lists that state’s cycle and CE hours — pick a state on the map above.
How can I keep track of my own licenses?
Use a tracker that reminds you before each renewal and CE deadline. AgencyLedge’s free license tracker reads your license documents, shows every state on a map and emails reminders before anything expires.
Track Active Licenses Without Friction
Our lookup tool calculates statutory rules. Register your credentials to receive automated renewal deadline notifications and manage compliance across every active market.